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THE FLORIDA HOME GRANT PROGRAM

The My Safe Florida Home Program is NOW OPEN!

The State Legislature allocated $150 million for hurricane mitigation inspections and retrofit grants for Florida single family homeowners to help save money on insurance. We encourage you to take advantage of this valuable program.

Apply for the matching $10,000 Grant and for the FREE home mitigation inspection.

How do I calculate my matching reimbursement amount?
According to Florida Statute 215.5586, 2(b), “All grants must be matched on the basis of $1 provided by the applicant for $2 provided by the state up to a maximum state contribution of $10,000 toward the actual cost of the mitigation project.” In other words, the homeowner must contribute funds equal to 1/3 of the cost of the project toward the project to be reimbursed for the remaining 2/3’s up to a maximum state contribution of $10,000.

For example, if an applicant were to pay $15,000 for new impact-rated windows, their required contribution would be $5,000, and the state’s contribution would be equal to the maximum grant amount of $10,000. If the windows cost $9,000, the applicant would pay $3,000 and would receive a state-matched Reimbursement of $6,000. If the windows cost more than $15,000, the applicant would still only receive $10,000, as that is the maximum matching reimbursement amount.

Matching Grants are only dispersed AFTER the work has been completed by an approved Program Contractor, the work has been re-inspected by the Program, and payment has been made in full for the work by the homeowner.

As last season taught us, right now is the time to upgrade your home against hurricanes.

STRONGER HOMES!
SAFER FLORIDA!
GET READIER!



Who Is Eligible To Apply For The Matching Grant Program?


The following criteria will be used to approve grant applicants:
• You must have applied, been approved, and have received a free home hurricane inspection through the Program.
• You must provide proof of homestead exemption. If you need assistance obtaining a copy of your homestead exemption information, please confer with your local Property Appraiser or Tax Collectors Office.
• You must provide insurance documentation that your home has an insured value of $500,000 or less and a copy of your current property insurance declarations page. If you do not have a copy, contact your home insurance company. Applicants participating in the Low-Income grant do not need to provide proof of the home’s insured value.
• The home must be located in a wind-borne debris region of the state. Please review the map on the next page to determine if the home is located in an eligible region. If you’re unsure after reviewing the map, contact your county office to inquire about your address.
• The initial building construction permit for the home must have been issued prior to January 1, 2008. If you do not know when your home was built, please contact your local officials. This information is frequently available through the website or office of your Property Appraiser.
• The home must have undergone an acceptable hurricane mitigation inspection after July 1, 2008.
• Homeowners must make their home available for a final inspection after construction work has been completed. This final inspection is provided at no cost to the homeowner.


PLEASE NOTE:
Not all applicants who have received an inspection will be eligible for a matching grant.



FREE HOME INSPECTIONS

Get a Free Home Hurricane Inspection Owners of any site-built, single-family residential Florida property may apply for a free home hurricane inspection.

Complete Home Hurricane Inspection of your single-family home at
NO COST and NO OBLIGATION to you.

Receive an inspection report detailing the strength of your home against hurricanes and recommended improvements to increase that strength.


HOME IMPROVEMENTS

When Recommended By Your Home Hurricane Inspection, Program Grant Money Has Been Made Available for the Following Strengthening Improvements:

Roofs & Structure
•  Reinforce Roof-to-Wall Connections
•  Install Secondary Water Resistance for the Roof
•  Upgrade Roof Covering
•  Improve the Strength of Roof Deck Attachments

Openings
•  Exterior Door Upgrades
•  Garage Door Upgrades
•  Window Upgrades


GET PURCHASE & INSURANCE SAVINGS

The Program was Created to Strengthen Florida Homes Against Hurricanes and Save Florida Homeowners Money.

•  You may be eligible to apply for a Matching Grant where for every $1 you provide, the state will provide $2 toward the actual cost of an authorized mitigation project (or 2/3s of the project cost up to $10,000). The home must be located in designated wind-borne regions.

•  NO state sales tax (6%) on retail purchases of impact-resistant doors, impact-resistant garage doors and impact-resistant windows from July 1, 2022 through June 30, 2024.

•  Potentially lower your home insurance premiums by participating in the program.


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